/* PFU Financial Services — site styles */
:root {
  --navy: #14233f;
  --navy-2: #1d3157;
  --blue: #1f4e9a;
  --gold: #d9a441;
  --gold-dark: #b98727;
  --cream: #fbf7ef;
  --ink: #1d2433;
  --muted: #5b6475;
  --line: #e6e1d6;
  --white: #ffffff;
  --radius: 10px;
  --shadow: 0 10px 30px rgba(20, 35, 63, 0.10);
  --serif: "Libre Baskerville", Georgia, serif;
  --sans: "Source Sans 3", "Source Sans Pro", system-ui, sans-serif;
  --max: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--sans);
  font-size: 18px;
  line-height: 1.65;
  color: var(--ink);
  background: var(--white);
}
img { max-width: 100%; display: block; }
a { color: var(--blue); }
h1, h2, h3, h4 { font-family: var(--serif); color: var(--navy); line-height: 1.25; margin: 0 0 .6em; }
h1 { font-size: clamp(2rem, 4.5vw, 3.25rem); }
h2 { font-size: clamp(1.6rem, 3vw, 2.25rem); }
h3 { font-size: 1.2rem; }
p { margin: 0 0 1em; }

.container { width: 100%; max-width: var(--max); margin: 0 auto; padding: 0 20px; }
.section { padding: 80px 0; }
.section--cream { background: var(--cream); }
.section--navy { background: var(--navy); color: #dfe5f0; }
.section--navy h2, .section--navy h3 { color: var(--white); }
.eyebrow {
  display: inline-block; font-weight: 700; letter-spacing: .14em; text-transform: uppercase;
  font-size: .8rem; color: var(--gold-dark); margin-bottom: .75rem;
}
.lead { font-size: 1.15rem; color: var(--muted); max-width: 760px; }
.center { text-align: center; }
.center .lead { margin-left: auto; margin-right: auto; }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; gap: .5rem;
  padding: .85rem 1.5rem; border-radius: 6px; font-weight: 700; font-size: 1rem;
  text-decoration: none; border: 2px solid transparent; cursor: pointer; transition: .2s ease;
  font-family: var(--sans);
}
.btn--navy { background: var(--navy); color: var(--white); }
.btn--navy:hover { background: var(--navy-2); }
.btn--gold { background: var(--gold); color: var(--navy); }
.btn--gold:hover { background: var(--gold-dark); color: var(--white); }
.btn--ghost { border-color: currentColor; color: var(--white); background: transparent; }
.btn--ghost:hover { background: rgba(255,255,255,.1); }

/* Top bar + header */
.topbar { background: var(--navy); color: #cfd7e6; font-size: .9rem; }
.topbar .container { display: flex; justify-content: flex-end; gap: 1.5rem; padding-top: 8px; padding-bottom: 8px; }
.topbar a { color: #cfd7e6; text-decoration: none; }
.topbar a:hover { color: var(--gold); }

.header { background: var(--white); border-bottom: 3px solid var(--gold); position: sticky; top: 0; z-index: 50; box-shadow: 0 2px 12px rgba(20,35,63,.08); }
.header .container { display: flex; align-items: center; justify-content: space-between; gap: 1rem; min-height: 92px; }
.brand { display: flex; align-items: center; gap: .75rem; text-decoration: none; }
.brand img { height: 64px; width: auto; }
.brand__mark { width: 60px; height: 60px; flex: none; object-fit: contain; }
.brand__text { display: flex; flex-direction: column; line-height: 1; }
.brand__name { font-family: var(--serif); font-weight: 700; font-size: 2rem; letter-spacing: .02em; color: var(--navy); }
.brand__tag { font-family: var(--serif); font-size: .62rem; letter-spacing: .26em; text-transform: uppercase; color: var(--navy); margin-top: .35rem; }

.nav { display: flex; align-items: center; gap: 1.6rem; }
.nav__links { display: flex; align-items: center; gap: 1.25rem; list-style: none; margin: 0; padding: 0; }
.nav__links > li { position: relative; }
.nav__links a { color: var(--navy); text-decoration: none; font-weight: 600; font-size: .98rem; }
.nav__links a:hover, .nav__links a[aria-current="page"] { color: var(--gold-dark); }
.dropdown__toggle { background: none; border: 0; font: inherit; font-weight: 600; font-size: .98rem; color: var(--navy); cursor: pointer; padding: 0; }
.dropdown__toggle:hover { color: var(--gold-dark); }
.dropdown__toggle::after { content: " ▾"; font-size: .8em; }
.dropdown__menu {
  position: absolute; top: calc(100% + 14px); right: 0; min-width: 220px; list-style: none; margin: 0; padding: .5rem 0;
  background: var(--white); border-radius: var(--radius); box-shadow: var(--shadow);
  opacity: 0; visibility: hidden; transform: translateY(6px); transition: .18s ease;
}
.dropdown:hover .dropdown__menu, .dropdown.is-open .dropdown__menu { opacity: 1; visibility: visible; transform: none; }
.dropdown__menu a { display: block; padding: .55rem 1.1rem; color: var(--ink); font-weight: 500; }
.dropdown__menu a:hover { background: var(--cream); color: var(--blue); }
.nav__toggle { display: none; background: none; border: 0; cursor: pointer; padding: 8px; }
.nav__toggle span { display: block; width: 26px; height: 3px; background: var(--navy); margin: 5px 0; border-radius: 2px; }

/* Hero */
.hero { position: relative; background: var(--cream); overflow: hidden; }
.hero .container { display: grid; grid-template-columns: 1fr 1.15fr; align-items: center; gap: 40px; padding-top: 70px; padding-bottom: 70px; }
.hero h1 { margin-bottom: .2em; }
.hero__sub { font-family: var(--serif); font-size: clamp(1.2rem, 2.2vw, 1.6rem); color: var(--navy); margin-bottom: 1.2rem; }
.hero__actions { display: flex; flex-wrap: wrap; gap: .8rem; margin-top: 1.5rem; }
.hero__media {
  border-radius: 18px; min-height: 420px; box-shadow: var(--shadow);
  background:
    linear-gradient(135deg, rgba(20,35,63,.15), rgba(217,164,65,.15)),
    url("../img/hero.jpg") center/cover no-repeat,
    linear-gradient(135deg, var(--navy) 0%, var(--blue) 60%, var(--gold) 100%);
}

.page-hero { background: linear-gradient(120deg, var(--navy) 0%, var(--navy-2) 70%, var(--blue) 100%); color: #dfe5f0; padding: 80px 0 70px; }
.page-hero h1 { color: var(--white); }
.page-hero .lead { color: #cfd7e6; }

/* Trust strip */
.trust { background: var(--navy); color: var(--white); }
.trust .container { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; padding-top: 28px; padding-bottom: 28px; text-align: center; }
.trust strong { display: block; font-family: var(--serif); font-size: 1.5rem; color: var(--gold); }
.trust span { font-size: .95rem; color: #cfd7e6; }

/* Grids & cards */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.grid { display: grid; gap: 24px; }
.grid--3 { grid-template-columns: repeat(3, 1fr); }
.grid--4 { grid-template-columns: repeat(4, 1fr); }
.card {
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 28px; box-shadow: 0 1px 0 rgba(0,0,0,.02); transition: .2s ease; display: flex; flex-direction: column;
}
.card:hover { transform: translateY(-3px); box-shadow: var(--shadow); border-color: transparent; }
.card p { color: var(--muted); font-size: 1rem; }
.card__icon {
  width: 52px; height: 52px; border-radius: 12px; display: grid; place-items: center;
  background: rgba(217,164,65,.16); color: var(--gold-dark); margin-bottom: 1rem;
}
.card__icon svg { width: 26px; height: 26px; }
.card__link { margin-top: auto; font-weight: 700; text-decoration: none; color: var(--blue); }
.card__link::after { content: " →"; }
.card .btn { margin-top: auto; align-self: flex-start; }

.feature-img {
  border-radius: 18px; min-height: 380px; box-shadow: var(--shadow);
  background: linear-gradient(160deg, var(--gold) 0%, var(--navy) 100%);
  display: grid; place-items: center; color: var(--white); text-align: center; padding: 40px;
}
.feature-img blockquote { margin: 0; font-family: var(--serif); font-size: 1.35rem; line-height: 1.5; }
.quote-photo { width: 96px; height: 96px; border-radius: 50%; object-fit: cover; margin: 0 auto 1.2rem; border: 3px solid var(--gold); }
.portrait { width: 100%; border-radius: 18px; box-shadow: var(--shadow); object-fit: cover; aspect-ratio: 492 / 456; }
.feature-img cite { display: block; margin-top: 1rem; font-style: normal; font-family: var(--sans); color: #f3e3bf; }

.checklist { list-style: none; padding: 0; margin: 1rem 0 0; }
.checklist li { padding-left: 1.9rem; position: relative; margin-bottom: .6rem; }
.checklist li::before {
  content: ""; position: absolute; left: 0; top: .35em; width: 1.1rem; height: 1.1rem; border-radius: 50%;
  background: var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2314233f' stroke-width='3.5'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E") center/70% no-repeat;
}

/* CTA band */
.cta { background: var(--gold); }
.cta .container { display: grid; grid-template-columns: 1fr 1fr; gap: 0; padding: 0; }
.cta__item { padding: 56px 40px; }
.cta__item + .cta__item { background: var(--navy); color: #dfe5f0; }
.cta__item + .cta__item h2 { color: var(--white); }
.cta__item h2 { font-size: 1.6rem; }

/* Steps */
.steps { counter-reset: step; }
.step { position: relative; padding-top: 3.2rem; }
.step::before {
  counter-increment: step; content: counter(step); position: absolute; top: 0; left: 0;
  width: 2.4rem; height: 2.4rem; border-radius: 50%; background: var(--navy); color: var(--gold);
  font-family: var(--serif); font-weight: 700; display: grid; place-items: center;
}

/* Forms */
.form { display: grid; gap: 16px; }
.form__row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form label { display: block; font-weight: 600; font-size: .95rem; margin-bottom: .3rem; color: var(--navy); }
.form input, .form select, .form textarea {
  width: 100%; padding: .8rem .9rem; border: 1px solid #cfd3db; border-radius: 6px; font: inherit; font-size: 1rem; background: var(--white);
}
.form input:focus, .form select:focus, .form textarea:focus { outline: 2px solid var(--gold); border-color: var(--gold); }
.form textarea { min-height: 140px; resize: vertical; }
.form__note { font-size: .85rem; color: var(--muted); }

.contact-card { background: var(--navy); color: #dfe5f0; border-radius: var(--radius); padding: 36px; }
.contact-card h3 { color: var(--white); }
.contact-card a { color: var(--gold); text-decoration: none; }
.contact-card dl { margin: 0; }
.contact-card dt { font-weight: 700; color: var(--white); margin-top: 1rem; }
.contact-card dd { margin: 0; }

/* Footer */
.footer { background: #0e1a30; color: #aeb8cb; font-size: .95rem; }
.footer .container { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 40px; padding-top: 60px; padding-bottom: 40px; }
.footer h4 { color: var(--white); font-family: var(--sans); font-size: 1rem; letter-spacing: .06em; text-transform: uppercase; }
.footer ul { list-style: none; margin: 0; padding: 0; }
.footer li { margin-bottom: .45rem; }
.footer a { color: #aeb8cb; text-decoration: none; }
.footer a:hover { color: var(--gold); }
.footer .brand__name { color: var(--white); }
.footer .brand__tag { color: var(--gold); }
.footer__bottom { border-top: 1px solid rgba(255,255,255,.08); }
.footer__bottom .container { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 1rem; padding-top: 20px; padding-bottom: 20px; grid-template-columns: none; font-size: .85rem; }

/* Cookie banner */
.cookie {
  position: fixed; left: 20px; bottom: 20px; max-width: 380px; z-index: 100;
  background: var(--white); border-radius: var(--radius); box-shadow: 0 10px 40px rgba(0,0,0,.2); padding: 20px 22px;
  font-size: .95rem; display: none;
}
.cookie.is-visible { display: block; }
.cookie strong { display: block; color: var(--navy); margin-bottom: .3rem; }
.cookie .btn { margin-top: .8rem; padding: .55rem 1.2rem; }

.legal h2 { font-size: 1.35rem; margin-top: 2rem; }
.disclaimer { font-size: .85rem; color: var(--muted); }

/* Booking landing page */
.book-hero { background: linear-gradient(120deg, var(--navy) 0%, var(--navy-2) 65%, var(--blue) 100%); color: #dfe5f0; padding: 64px 0 140px; }
.book-hero h1 { color: var(--white); }
.book-hero .lead { color: #cfd7e6; }
.book-hero__grid { display: grid; grid-template-columns: 1.3fr 1fr; gap: 40px; align-items: center; }
.perks { list-style: none; padding: 0; margin: 1.5rem 0 0; display: flex; flex-wrap: wrap; gap: .6rem 1.4rem; }
.perks li { display: flex; align-items: center; gap: .5rem; font-weight: 600; color: var(--white); }
.perks li::before { content: ""; width: .6rem; height: .6rem; border-radius: 50%; background: var(--gold); }
.advisor { display: flex; gap: 18px; align-items: center; background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.12); border-radius: 14px; padding: 22px; }
.advisor__photo { width: 84px; height: 84px; border-radius: 50%; flex: none; background: linear-gradient(135deg, var(--gold), var(--gold-dark)); display: grid; place-items: center; font-family: var(--serif); font-size: 1.8rem; font-weight: 700; color: var(--navy); overflow: hidden; }
.advisor__photo img { width: 100%; height: 100%; object-fit: cover; }
.advisor strong { display: block; color: var(--white); font-family: var(--serif); font-size: 1.15rem; }
.advisor span { font-size: .95rem; }

.book-main { margin-top: -100px; padding-bottom: 80px; }
.book-layout { display: grid; grid-template-columns: 1fr 320px; gap: 28px; align-items: start; }
.wizard { background: var(--white); border-radius: 16px; box-shadow: 0 20px 50px rgba(20,35,63,.16); padding: 36px; }
.wizard__bar { height: 6px; background: var(--line); border-radius: 3px; overflow: hidden; margin-bottom: 18px; }
.wizard__bar span { display: block; height: 100%; width: 25%; background: var(--gold); transition: width .3s ease; }
.wizard__dots { list-style: none; display: flex; justify-content: space-between; margin: 0 0 28px; padding: 0; font-size: .85rem; font-weight: 600; color: var(--muted); }
.wizard__dots li { display: flex; align-items: center; gap: .45rem; }
.wizard__dots li::before { content: attr(data-n); width: 1.6rem; height: 1.6rem; border-radius: 50%; display: grid; place-items: center; background: var(--line); color: var(--muted); font-size: .8rem; }
.wizard__dots li.is-active { color: var(--navy); }
.wizard__dots li.is-active::before { background: var(--navy); color: var(--gold); }
.wizard__dots li.is-done::before { content: "✓"; background: var(--gold); color: var(--navy); }
.wizard__step h2 { font-size: 1.5rem; margin-bottom: .3rem; }
.wizard__step > p { color: var(--muted); }
.wizard__nav { display: flex; justify-content: space-between; align-items: center; gap: 12px; margin-top: 28px; padding-top: 22px; border-top: 1px solid var(--line); }
.wizard__nav .btn:only-child { margin-left: auto; }
.btn--plain { background: none; color: var(--navy); padding-left: 0; }
.btn--plain:hover { color: var(--blue); }
.btn[disabled] { opacity: .6; cursor: wait; }

.options { display: grid; grid-template-columns: repeat(auto-fill, minmax(190px, 1fr)); gap: 12px; margin-top: 18px; }
.option { position: relative; }
.option input { position: absolute; opacity: 0; inset: 0; pointer-events: none; }
.option span { display: flex; flex-direction: column; gap: .15rem; height: 100%; padding: 14px 16px 14px 44px; border: 1.5px solid #d6d9e0; border-radius: 10px; cursor: pointer; transition: .15s ease; font-weight: 600; color: var(--navy); line-height: 1.3; }
.option small { font-weight: 400; color: var(--muted); font-size: .85rem; }
.option span::before { content: ""; position: absolute; left: 16px; top: 16px; width: 18px; height: 18px; border: 1.5px solid #b8bdc8; border-radius: 5px; background: var(--white); }
.option input[type=radio] + span::before { border-radius: 50%; }
.option span:hover { border-color: var(--gold); }
.option input:checked + span { border-color: var(--gold); background: #fdf6e7; box-shadow: 0 0 0 1px var(--gold) inset; }
.option input:checked + span::before { background: var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2314233f' stroke-width='3.5'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E") center/75% no-repeat; border-color: var(--gold); }
.option input:focus-visible + span { outline: 2px solid var(--blue); outline-offset: 2px; }
.options--compact { grid-template-columns: repeat(auto-fill, minmax(150px, 1fr)); }

.q { margin-top: 26px; }
.q > legend, .q > label { font-weight: 700; color: var(--navy); margin-bottom: .2rem; display: block; padding: 0; font-size: 1rem; }
fieldset.q { border: 0; padding: 0; margin-inline: 0; min-width: 0; }
.q .options { margin-top: 10px; }

.chips { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 12px; }
.chip { font: inherit; font-size: .95rem; font-weight: 600; color: var(--navy); background: var(--white); border: 1.5px solid #d6d9e0; border-radius: 8px; padding: .55rem .9rem; cursor: pointer; transition: .15s ease; }
.chip:hover { border-color: var(--gold); }
.chip[aria-pressed="true"] { background: var(--navy); border-color: var(--navy); color: var(--white); }
.chip--date { display: flex; flex-direction: column; align-items: center; min-width: 66px; padding: .5rem .4rem; line-height: 1.15; }
.chip--date strong { font-family: var(--serif); font-size: 1.3rem; }
.chip--date small { font-size: .72rem; text-transform: uppercase; letter-spacing: .05em; font-weight: 600; opacity: .75; }
.tz-note { font-size: .85rem; color: var(--muted); margin-top: .6rem; }

.form__error { background: #fdecec; color: #9b1c1c; border-radius: 8px; padding: .7rem 1rem; font-size: .95rem; margin-top: 16px; }
.consent { display: flex; gap: .7rem; align-items: flex-start; font-size: .9rem; color: var(--muted); margin-top: 6px; }
.consent input { width: auto; margin-top: .3rem; accent-color: var(--navy); }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }

.summary { background: var(--cream); border-radius: 12px; padding: 18px 22px; margin: 22px 0 6px; }
.summary div { display: grid; grid-template-columns: 130px 1fr; gap: 12px; padding: 8px 0; border-bottom: 1px solid var(--line); font-size: .95rem; }
.summary div:last-child { border-bottom: 0; }
.summary dt { font-weight: 700; color: var(--navy); }
.summary dd { margin: 0; }
.link-btn { background: none; border: 0; padding: 0; margin-left: .4rem; font: inherit; font-size: .85rem; font-weight: 700; color: var(--blue); cursor: pointer; text-decoration: underline; }

.success { text-align: center; padding: 30px 10px; outline: none; }
.success__icon { width: 72px; height: 72px; margin: 0 auto 18px; border-radius: 50%; background: var(--gold); display: grid; place-items: center; }
.success__icon svg { width: 36px; height: 36px; }
.success .lead { margin-left: auto; margin-right: auto; }

.saved-note { display: inline-flex; align-items: center; gap: .5rem; background: #edf7ef; color: #1e6b34; font-weight: 700; font-size: .95rem; border-radius: 999px; padding: .4rem 1rem; margin-bottom: 1rem; }
.saved-note svg { width: 18px; height: 18px; }
.gcal-frame { margin: 18px 0 12px; border: 1px solid var(--line); border-radius: 12px; overflow: hidden; background: var(--white); }
.gcal-frame iframe { display: block; width: 100%; height: 680px; border: 0; }
@media (max-width: 820px) { .gcal-frame iframe { height: 760px; } }

/* Product cards + contact panel */
.card--product { cursor: pointer; }
.card--product:hover h3 { color: var(--blue); }
.product-dialog {
  width: min(560px, calc(100% - 24px)); max-height: calc(100% - 24px); padding: 30px; border: 0; border-radius: 16px;
  box-shadow: 0 30px 80px rgba(20,35,63,.35); color: var(--ink); overflow-y: auto;
}
.product-dialog::backdrop { background: rgba(14,26,48,.6); }
.product-dialog[open] { animation: pd-in .2s ease; }
@keyframes pd-in { from { opacity: 0; transform: translateY(12px); } to { opacity: 1; transform: none; } }
.product-dialog__close { position: absolute; top: 12px; right: 14px; width: 38px; height: 38px; border: 0; border-radius: 50%; background: var(--cream); color: var(--navy); font-size: 1.5rem; line-height: 1; cursor: pointer; }
.product-dialog__close:hover { background: var(--line); }
.product-dialog__head { display: flex; align-items: center; gap: 14px; padding-right: 36px; }
.product-dialog__head img { width: 64px; height: 64px; border-radius: 50%; object-fit: cover; border: 2px solid var(--gold); flex: none; }
.product-dialog__head h2 { font-size: 1.4rem; margin: .15rem 0 0; }
.product-dialog__desc { color: var(--muted); font-size: 1rem; margin: 14px 0 18px; }
.pd-row { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-top: 10px; }
.pd-action { display: flex; align-items: center; gap: 12px; padding: 14px 16px; border: 1.5px solid var(--line); border-radius: 12px; text-decoration: none; color: var(--navy); transition: .15s ease; }
.pd-action:hover { border-color: var(--gold); background: #fdf6e7; }
.pd-action svg { width: 24px; height: 24px; flex: none; color: var(--gold-dark); }
.pd-action span { display: flex; flex-direction: column; line-height: 1.3; min-width: 0; }
.pd-action small { color: var(--muted); font-size: .85rem; overflow-wrap: anywhere; }
.pd-action--primary { background: var(--navy); border-color: var(--navy); color: var(--white); }
.pd-action--primary small { color: #cfd7e6; }
.pd-action--primary svg { color: var(--gold); }
.pd-action--primary:hover { background: var(--navy-2); border-color: var(--navy-2); }
.pd-form { margin-top: 22px; padding-top: 20px; border-top: 1px solid var(--line); gap: 12px; }
.pd-form h3 { font-size: 1.05rem; margin: 0; }
.product-dialog .success { padding: 20px 0 0; }
@media (max-width: 520px) {
  .product-dialog { padding: 22px 18px; }
  .pd-row { grid-template-columns: 1fr; }
}

.side-card { background: var(--white); border: 1px solid var(--line); border-radius: 14px; padding: 26px; position: sticky; top: 120px; }
.side-card h3 { font-size: 1.1rem; }
.side-card ol { padding-left: 1.2rem; margin: 0 0 1.2rem; font-size: .95rem; color: var(--muted); }
.side-card ol li { margin-bottom: .6rem; }
.side-card ol strong { color: var(--navy); }
.side-card .call { display: block; text-align: center; padding-top: 1rem; border-top: 1px solid var(--line); font-size: .95rem; }
.side-card .call a { display: block; font-family: var(--serif); font-size: 1.25rem; font-weight: 700; color: var(--navy); text-decoration: none; }

@media (max-width: 1020px) {
  .book-layout { grid-template-columns: 1fr; }
  .side-card { position: static; }
}
@media (max-width: 820px) {
  .book-hero { padding: 44px 0 120px; }
  .book-hero__grid { grid-template-columns: 1fr; gap: 24px; }
  .wizard { padding: 24px 18px; border-radius: 12px; }
  .wizard__dots span { display: none; }
  .summary div { grid-template-columns: 1fr; gap: 2px; }
}

/* Responsive */
@media (max-width: 1020px) {
  .nav__toggle { display: block; }
  .nav {
    position: absolute; top: 100%; left: 0; right: 0; background: var(--white); flex-direction: column; align-items: stretch;
    padding: 1rem 20px 1.5rem; box-shadow: var(--shadow); display: none;
  }
  .nav.is-open { display: flex; }
  .nav__links { flex-direction: column; align-items: stretch; gap: 0; }
  .nav__links > li > a, .dropdown__toggle { display: block; padding: .7rem 0; border-bottom: 1px solid var(--line); width: 100%; text-align: left; }
  .nav__links a:hover, .nav__links a[aria-current="page"] { color: var(--blue); }
  .dropdown__menu { position: static; box-shadow: none; opacity: 1; visibility: visible; transform: none; display: none; padding: 0 0 0 1rem; }
  .dropdown.is-open .dropdown__menu { display: block; }
  .dropdown:hover .dropdown__menu { display: none; }
  .dropdown.is-open:hover .dropdown__menu { display: block; }
  .nav .btn { justify-content: center; margin-top: 1rem; }
  .grid--4 { grid-template-columns: repeat(2, 1fr); }
  .footer .container { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 820px) {
  body { font-size: 17px; }
  .section { padding: 60px 0; }
  .hero .container, .split, .cta .container { grid-template-columns: 1fr; }
  .hero__media { min-height: 280px; order: -1; }
  .grid--3 { grid-template-columns: 1fr; }
  .trust .container { grid-template-columns: repeat(2, 1fr); }
  .cta__item { padding: 44px 20px; }
  .form__row { grid-template-columns: 1fr; }
  .header .container { min-height: 76px; }
  .brand__mark { width: 46px; height: 46px; }
  .brand__name { font-size: 1.55rem; }
  .brand__tag { font-size: .55rem; letter-spacing: .2em; }
}
@media (max-width: 520px) {
  .grid--4, .footer .container { grid-template-columns: 1fr; }
  .topbar .container { justify-content: center; }
  .cookie { left: 12px; right: 12px; max-width: none; }
}